Terms of Service

Last updated: September 8, 2025

Acceptance of Terms

By accessing and using Firebird's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

Firebird provides financial planning tools, retirement calculators, and educational content for informational purposes only. Our services are not intended to provide financial, investment, or tax advice. All calculations and projections are estimates based on the information you provide and should not be relied upon for making financial decisions.

User Responsibilities

As a user of our service, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Use the service only for lawful purposes
• Not attempt to interfere with or disrupt our services
• Not use automated systems to access our services without permission

Disclaimer of Financial Advice

IMPORTANT: The retirement calculator, blog posts, and all other content provided on this website are for informational and illustrative purposes only. None of this content, including output from the calculator, should be considered financial or investment advice. None of Firebird LLC's owners, officers, or employees are certified financial advisors. The results generated by our tools are not guaranteed to be accurate or applicable to your individual situation. Use of this information is at your own risk. Please consult with a certified financial professional before making any financial decisions.

Limitation of Liability

Firebird LLC shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of our services. This includes, but is not limited to, financial losses resulting from decisions made based on information or calculations provided by our tools.

Intellectual Property

The content, features, and functionality of our service are owned by Firebird LLC and are protected by United States and international copyright, trademark, and other intellectual property laws.

Account Termination

We reserve the right to terminate or suspend your account at any time for any reason, including violation of these terms. You may also terminate your account at any time by contacting us.

Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page with an updated effective date. Your continued use of our services after such changes constitutes acceptance of the new terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms of Service, please contact us at legal@myfirebird.ai or through our contact page.